How Our Terms Apply to Your Account
By opening an account on memo4d, you agree to the terms set out on this page. These terms define what we commit to and what we expect from you when you use our platform. Access is strictly subject to local law and the rules of your
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eligible region — if local law does not permit participation, these terms do not extend to you and you should not proceed. All transactions processed through DANA, OVO, and GoPay are handled under our payments policy. When you make a deposit via one of these e-wallets,
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the transfer is recorded against your account wallet and subject to standard verification. Withdrawals follow the same wallet path — we send funds back to the DANA, OVO, or GoPay account you registered with, after identity confirmation is completed. Our policy is updated periodically. When material
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changes occur, we notify account holders through the registered contact method on file. Continued use of the account following a policy update constitutes acceptance of the revised terms. If you disagree with any update, you may close your account by contacting our support team directly through
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the channels listed below. Jurisdiction-specific rules may apply on top of these general terms — check the applicable local rules for your region.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.